This isn’t a widespread problem. While you have simply been unlucky - in that something didn’t go entirely to plan during the update - you perhaps need to consider that any system software update is making critical changes to the underlying Operating System.
All system software updates carry a potential risk of something going wrong (this being true of any OS update on any computer). In most cases with Apple iOS/iPadOS, difficulties are usually easily recoverable if you have access to a Windows PC or Mac.
While not being a fix for your immediate problem, perhaps the learning exercise here is to consider where you are when you perform a system software update. If you are away from home - without access to a computer - perhaps wait until you return home; you then have immediate access to recovery tools in the unlikely event that should something go wrong with an update.
Speaking personally, I have three fundamental rules for system software updates…:
1) Perform a backup immediately before attempting a system software update (at the very least using iCloud)
2) Always connect the Power Adapter; do not rely on battery power alone (even with an apparent full charge)
2) Never perform a system software update when travelling away from home
In the past, when travelling internationally, I have delayed installing a critical software update for up to three weeks - as the risk of being without a working iPhone was not feasible. While the update would likely to proceed without issue, the assessed risk was greater than I was willing to accept given circumstances of the time.