Good point. Here's what I'm doing:
On the first link above…
Transfer photos and videos from your iPhone or iPad to your Mac or PC - Apple Support
… I followed the instructions under Import to your Mac. I have been doing this for years, and it always worked before. I get this far:
- Connect your iPhone or iPad to your Mac with a USB cable.
- If you see a prompt to allow your accessory to connect to your computer, click Allow.
- Open the Photos app on your computer.
- The Photos app shows an Import screen with all the photos and videos that are on your connected device. If the Import screen doesn't automatically appear, click the device's name in the Photos sidebar.
- If asked, unlock your iPhone or iPad using your passcode. If a prompt appears on your iPhone or iPad asking you to Trust This Computer, tap Trust to continue.
- …
(The one difference is that I connect using wireless. But that used to work fine. My iPhone's lightning port has worn out.)
In step 4, I don't see the import screen. I still follow step 5, because a prompt appears on my phone, and I enter my passcode. But that still doesn't bring up the Import screen, and my iPhone no longer shows up in the sidebar of Photos, even though it appears in my Finder and in Apple Music. So it probably thinks I'm using iCloud, but I'm not. This is why I suspect it's something in my settings, either on my iPhone or my iMac.