Can I get an Apple Card if my bank doesn't support Apple Pay?

It doesn't matter whether your bank supports Apple Pay. You can still get and use an Apple Card (unless there is some other reason that you are denied).

Do you meet the requirements to apply for an Apple Card Mastercard?

See if you're eligible

• To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live.
• You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that's not a P.O. Box. You can also use a military address.
• You need an iPhone or iPad with the latest iOS or iPadOS. 
• You need to be signed in to your Apple Account and use two-factor authentication.
• If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card. Learn how to lift your credit freeze.
• You might need to verify your identity with a Driver's License or State-issued photo ID.

How to apply for Apple Card - Apple Support