Apple Pay tells me I have to walk into a bank to activate my new debit card has anyone else had this issue?

Apple doesn’t approve or decline adding a card to Apple Wallet. Apple states so in several support articles and white papers. It’s your bank that requires your card to be activated or wants you to go to the bank to verify your identity.

>>Adding additional verification

A card issuer can decide whether a credit or debit card requires additional verification. Depending on what’s offered by the card issuer, the user may be able to choose between different options for additional verification, such as a text message, email, customer service call or a method in an approved third-party app to complete the verification. For text messages or email, the user selects from contact information the issuer has on file.

A code is sent, which must be entered into Apple Wallet, Settings or the Apple Watch

app. For customer service or verification using an app, the issuer performs their own communication process.

If you can't add a card to Apple Wallet to use with Apple Pay - Apple Support

Card provisioning security overview - Apple Support

countrylizzard wrote:

Yea I know that thread I am the one who made the thread a few days ago. I made this one because I was still having issue and wanted to see if others had it too

That was the point to explain that it was continued from your previous post. The more information that is available, the more likely you are to get an appropriate explanation.

Jeff Donald is an expert in the field of all things Apple Pay.

Continued from:

Why does apple want me to go to the bank … - Apple Community