Hello i added my credit card to my apple pay but unfortunatity some one added the same card to their apple pay but apple did not ask any permission please adv

The information Apple sees is encrypted on your iPhone. Only your bank has the key to decrypt the information. It’s your banks job to verify the devices and the identity of individuals using their credit cards.

Apple has no way to determine what person is the actual/true owner of the credit card account. Your bank does not share any information about the account or ownership of the credit card account with Apple. It’s your banks job to evaluate all the aspects of adding the card.