Apple account money where can I use it how can I use it

I see you ask specifically about Apple Account.

"Please note that your Apple ID Balance is now your Apple Account Balance." - Payment, Financing, Refunds and VAT - Shopping Help - Apple

In that case this is the document you need --> What you can buy with your Apple Gift Card or Apple Account balance - Apple Support

The other offerings provided in an earlier post refer to Apple financial offerings but those are not available to you in connection with your Apple Account Balance. You can't transfer your balance to them, you can only use it as indicated by that one article.

From: Check your Apple ID balance - Check your Apple Account balance - Apple Support -->

"About unused Apple ID balance

You can't redeem or return Apple Gift Cards, App Store & iTunes Gift Cards, or unused Apple ID balance for cash, except as required by law. If your jurisdiction allows for refund of redeemed gift balances, you can contact Apple Support."

1.

See -> Add money to your Apple ID balance

Add money to your Apple Account balance - Apple Support (IN)

What you can buy with your Apple Gift Card or Apple ID balance

What you can buy with your Apple Gift Card or Apple Account balance – Apple Support (UK)

2.

Set up Apple Cash

Set up Apple Cash - Apple Support

3.

How to apply for Apple Card

How to apply for Apple Card - Apple Support