An Apple Cash Transaction message popped up on my iPhone informing Declined Transaction. It was a tranaction not performed by myself. How did this happen
iPhone 15 Pro Max, iOS 26
Are you sure it’s not a phishing attempt by scammers? Who’s the merchant?
What you received as a notice at 2 am, was it a notification or when you look in your Apple Wallet app at your Apple Cash card you see a decline? Specifically, what kind of notice did you receive, text, email, Notification or what exactly?
Thank you for the additional information.
Have you ever used the Apple Cash cards virtual number for a transaction? The number, expiration date and security code can be displayed in your Apple Cash card in your Wallet app.
Thank you for responding.
The Merchant was listed as Chinatown Food Corporation
OK, I'm a retiree and not a social media giant. I understand the Phishing thing as I get them in my email and text messages. I can't understand how a phishing attempt shows up in Apple Cash? What info did they hijack for me to get this? Is it common? I changed my Apple PW and I've always had 2-FA in place.
Yes, I have Apple Cash setup in Wallet and have used it. I received the notice on my iPhone 2am transaction was declined. That shocked me because I had not used it. It did not remove funds from my bank account. That's a good thing.
However, I'm trying to figure out how someone made that happen within the Apple infrastructure? The answer to that will tell me where I failed in security or use of Apple Cash.
It was a notification. When I turned on my iPhone in the morning there was a pop-up notice at top of my iPhone screen and the transaction and that it was declined. That really scared me.
I opened Wallet and tapped on Apple Cash ( I have two other Banks card there)
Latest Transactions showed Chinatown Food Corporation and the amount has a line through it. Under that is "Declined" in red letters and the amount has a line through it.
If I tap on the Transaction it shows SHOPPING and under that Chinatown ........
Are the funds actually missing from your bank account?
Do you have an actual Apple Cash account?
iPhone shows declined Apple Cash transaction not performed
