Can I Reapply for Apple Card with Referral Bonus After Declining an Offer?

Hi Apple Support Community,

I have a question about reapplying for the Apple Card and

receiving the referral bonus.

Here’s my situation:

I applied for the Apple Card on June 12, 2025, and I

was approved. However, I accidentally clicked “No Thanks” on July

10, 2025, effectively declining the offer. I now have a referral link

from a friend offering a $75 Daily Cash bonus after my first purchase.

My questions are:

1. Am I eligible to reapply using the referral link?

2. Will I be eligible for the referral bonus if I reapply

after 30 days from July 10 (the date I declined)?

3. Does Apple consider the application date (June 12) or

the decline date (July 10) when calculating the 30-day cooldown period?

I want to make sure I don’t reapply too early and lose the

chance to get the referral bonus.

Thank you in advance for your help!