Apple is faced with a dilemma, allow separate billing or keep credit card processing fees lower. Apple lumps multiple small purchases into one charge. This eliminates millions of very tiny charges being processed every days. The fees could easily double or triple the cost of items. No more 99¢ items. How minimum charges of $5.00 for a credit card purchase. Let’s not even talk about slowing down the credit card processing networks. How would you like standing in line at a grocery store while Apple dumps a couple million 99¢ charges?
So business charges would have to be processed separately and just jack up the price of business charges. Business credit card is billed $4.99. Consumer card is billed 99¢. I’m good with that. Which card would you choose now ?