how do i get a 100-int statement

You can download your Goldman Sachs issued 1099-Int by first selecting your Savings Account in Wallet -> AppleCard -> Savings Account, then …

… More (3-dots) -> Documents -> Tax Documents

So have you actually looked at the Tax Documents report as instructed by @Chattanoogan? The website does not include data for your Apple Savings account, only the Apple Card Mastercard. Apple Savings can only be viewed from the Wallet app on your iPhone, nowhere else. If there was no 1099-INT form there for you to download and the interest paid in 2024 was less than $10 then it was not reported to the IRS.

Interest on a credit card statement is what the cardholder pays. Daily Cash from Apple Card is considered a rebate of the purchase. If Daily Cash is transferred to Apple Savings account it earns interest that would be reflected in your monthly savings account statement. Interest compounds daily and is paid monthly.

Jeff: I believe $10 “cutoff” only pertains to the requirement placed on financial institutions to generate the 1099s.

It’s my understanding that taxpayer is still obligated to report all interest income:

“… You must report all taxable and tax-exempt interest on your federal income tax return, even if you don't receive a Form 1099-INT or Form 1099-OID …”

Ref: https://www.irs.gov/taxtopics/tc403

Granted … a most trivial, hair-splitting, almost-insignificant detail … but I’m pretty OCD when it comes to taxes.

If you did not receive a form 1099-INT or 1099-ORD you earned less than $10 and do not need to declare it.

How much interest did you earn? If more than $10 contract Goldman Sachs.

• Call toll-free at 877-255-5923

• Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.

Hilariously one of my useless bank savings accounts posted $0.73 interest for 2024. No 1099-INT but I gave it to my tax preparer in jest and he listed it as $1 interest on my 1040. Proves to the IRS that I’m an honest man I suppose. 🤡

Rewards from credit cards and debit cards are considered rebates by the IRS and therefore non-taxable.