Ringtone transfer issue from macOS Sequoia 15.2 to iPhone

MacBook Pro M2 running macOS Sequoia 15.2 is connected to an iPhone. 

Both Finder and Music do not provide a ringtone category when connected to an iPhone. So there is no place for the ringtone to go when you try to drop a ringtone on Finder or Music. Nothing happens, so the ringtone does not show up in the Sounds & Haptics area of the iPhone. Thus you can't download a new created ringtone to an iPhone with macOS Sequoia 15.2.

[Re-Titled by Moderator]