I am unable to add card to Apple Wallet

Got new iPhone and the wallet didn’t let me add a card. Okay, 2 days after phone died and got motherboard change. Week later got my phone back, but still can’t add card to wallet, it says “ card not added, contact to your card issuer”. I tried putting my card to another phone with my Apple ID and it works perfectly there. I have also tried everything- religions fine, update done- everything is fine but cant add card to this phone. Does anyone know what is the problem.

[Re-Titled by Moderator]