That’s your choice. I chose differently.
The easiest way to do it is to walk into an Apple Retail Store and purchase an unlocked iPhone using your Apple Card. When you get home, immediately contact an Apple Card specialist at Goldman Sachs Bank and ask them to convert the purchase to an installment plan. If necessary you can request a supervisor and they’ll be able to put the purchase on installments.
I did my purchase of an iPhone 16 Pro Max through my carrier, AT&T. Why? I got a much higher trade in value for my iPhone than I would have received from Apple. The plan is 36 months, doesn’t show on a credit report and monthly charge is around $5 a month for the iPhone. My wife traded in her iPhone 12 Pro on a 16 Pro and is getting it for free after trade in. Free is good in my book.
CONTACTING — Goldman Sachs Bank
- Call toll-free at 877-255-5923