Keep new card co-owner from past transactions

Prior charges on an individual account are not shown in co-owners transactions or statements.

However, moving forward, a co-owned account shows all transactions on the account. Transactions cannot be deleted or hidden from either co-owner. Co-owners have equal rights and access to all activities on the account.

Personal experience and financial experience. I opened an individual account in 2019 and my spouse as a co-owner in 2021. No information prior to joining is shown in her account on her iPhone.

The key to understanding is that the individual account is gone (closed) when the co-owned account is opened. The new co-owner has no right to see the other, now closed, individual account. But has every right to see all activity on new joint account.

Where are you pulling that from? I just checked my wife’s account and she shows nothing from 2020 or 2021.

I believe a co-owner will only see charges from the point at which they join.

I've found other forumns and articles that indicate a co-owner will see everything. I'd probably assume that will be the case.

Update?

Thanks - is that from personal experience or is this in fine print somewhere?

I am guessing this refers to the ability to pull a paper statement then. Thanks for sharing your experience.