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I have insurance for my phone, how do I get a replacement.
iPhone 12 Pro, iOS 15
Do you have AppleCare+ Theft and Loss? Did you also have Find My enabled on your phone, which is required to have been on in order to file a claim?
See this for guidance --> File an iPhone Theft and Loss Claim - Official Apple Support
This does presume you actually had the Theft and Loss coverage tied to your AppleCare+ plan.
File a claim with whoever you have insurance through.
If you have AppleCare plus with loss and theft, go here:
File an iPhone Theft and Loss Claim - Official Apple Support
If you mean you have AppleCare Theft & Loss coverage, see: File an iPhone Theft and Loss Claim - Official Apple Support
Ask your insurance carrier.
I lost my iPhone
