Activation lock
If the person I bought my phone from isn’t answering anymore for the passcode to remove activation lock I just lost out on my money?
iPhone XR, iOS 14
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See -> How to remove Activation Lock
How to remove Activation Lock – Apple Support (UK)
I just lost out on my money?
Yes.
See -> The All Too Common SAD Reality of Buying a Used iPad/iPhone
The All Too Common SAD Reality of Buying … - Apple Community