New iPhone set up
Apps aren’t loading onto new iPhone
iPhone XR, iOS 14
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go to Settings > App Store and turn off the switches for auto downloads.
If that doesn't jump start the downloads then try a force restart
- Press and quickly release the Volume Up button. Press and quickly release the Volume Down button. Then press and hold the Side button until you see the Apple logo.
Here is a support article that may help
If you can’t download or update apps on your iPhone or other Apple device - Apple Support
if still having trouble