Yeah' Apple really needs to increase the internal storage in the base model Mac mini to at least 512GB.
If you have had that one for less than 14 days, consider returning it and ordering one with 512GB or 1T of storage.
Combining as in RAID 0 or by Fusing, is not a very good idea.
Because if one drive has an issue or fails, then you lose everything.
One option is to keep macOS and App's on the smaller internal SSD.
Then move and keep your Photos, Music and Movie libraries on the external SSD.
see > https://www.shirt-pocket.com/SuperDuper/SuperDuperDescription.html
Another option is to install macOS on the external SSD, then startup and run from it.
see > Use an external SSD as your startup disk … - Apple Community
Either way, in addition to using that 1T external SSD.
You really need to have a second external HDD or SSD for backup.
for example:
Those can be Time Machine backups on an external HDD.
see > Back up your Mac with Time Machine - Apple Support
Or they can be clones using CarbonCopyCloner or SuperDuper on a second SSD.
https://bombich.com/ or https://www.shirt-pocket.com/SuperDuper/SuperDuperDescription.html