When are new paid balances reported to credit bureaus?

I have recently paid down my Apple Card balance. When can I expect that decreased credit balance to reflect on my credit scores?

Posted on Aug 19, 2025 4:55 AM

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3 replies

Aug 19, 2025 5:13 AM in response to retagayle00

It’s generally reported to the three major bureaus on or around the 7 or second week of the month. As noted in the article linked to by muguy, the other agencies such as Credit Karma and others may delay updating their information additional days even weeks. If you want the most up to date information subscribe to TransUnion, Equifax or Experian. MyFICO is another good source for up to date information and reporting.

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When are new paid balances reported to credit bureaus?

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