I cannot "sync" my verified credit cards on my iPhone wallet with my Apple watch wallet, even the verified ones.

I have verified credit cards in my iPhone 14 wallet but cannot sync them on my Apple watch wallet. I get a msg that says they need to be verified. I have Bluetooth turned on. Anything else I need to do?

Apple Watch SE, watchOS 11

Posted on Jul 28, 2025 7:21 PM

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Question marked as Top-ranking reply

Posted on Jul 29, 2025 1:38 AM

The banks that issue the cards require that their cards, the device and the account owner reverify the cards for each device they are added to. Syncing the cards through iCloud is for the transactional data (recent payments and transactions). This restriction is an anti fraud precaution. It’s simple to fix my just using the Watch app on your iPhone and entering the card details required by the bank.


Data syncing can be slow and especially if the Apple Watch has just recently been paired with your iPhone. Syncing generally happens at night and while the watch is locked and on its charger. If you’ve had the Watch for several weeks or months and still not synced, it probably needs to be re-paired with your iPhone.



1 reply
Question marked as Top-ranking reply

Jul 29, 2025 1:38 AM in response to N10le

The banks that issue the cards require that their cards, the device and the account owner reverify the cards for each device they are added to. Syncing the cards through iCloud is for the transactional data (recent payments and transactions). This restriction is an anti fraud precaution. It’s simple to fix my just using the Watch app on your iPhone and entering the card details required by the bank.


Data syncing can be slow and especially if the Apple Watch has just recently been paired with your iPhone. Syncing generally happens at night and while the watch is locked and on its charger. If you’ve had the Watch for several weeks or months and still not synced, it probably needs to be re-paired with your iPhone.



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I cannot "sync" my verified credit cards on my iPhone wallet with my Apple watch wallet, even the verified ones.

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