Apple Card requirements Goldman Sachs. Payment history

So what is the minimum requirement for the payment history 1, 2, 5, 10 years? To qualify for the Apple Card.


  • Your TransUnion credit report shows payment history on your accounts is too low
  • Your TransUnion credit report doesn't have enough information about your payment history


Posted on Mar 15, 2025 2:00 PM

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Posted on Mar 15, 2025 2:16 PM

Generally, they look for an absolute minimum of about a year. There can be no late payments, missed payments or returned payments. This depends on multiple factors including, number of accounts, most recent account and credit experience (longest open account).


Happy to answer additional questions.

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Apple Card requirements Goldman Sachs. Payment history

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