Hi Jeff
no it’s a different credit card I’m based in the uk , the card is working fine the problem has arisen when using Apple Pay on my phone , the credit card has been charged even after the Apple Pay declined the purchase , the shop/ merchant didn’t receive any notification their end but payment was still taken , it could be down to poor internet connection but I’m bemused to why the payment was taken , normally a declined payment would go to pending payments on your credit card app then disappear off there and not get charged for.
hope your keeping up to speed with this as it a bit long winded.
thanks
Fixer21.