Has Apple Pay got protection from buying person to person
I want to buy a second hand phone and they asked to use Apple Pay
have I got protection if they don’t post or turn up ?
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Top-ranking reply
No!
Also see the following from Send and receive money with Apple Cash - Apple Support
Apple Pay person to person payments are just like any other private transaction between two people, so only send and receive money with people you know. If you have questions or concerns about a transaction, please contact us.