Storage
It says I am paying for 200 GB worth of storage but only gives me 32 GB?
iPhone 7, iOS 14
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you're mixing up iCloud storage with iPhone storage.. iPhone storage cannot be expanded, so you are paying for iCloud storage and expecting it to increase you iPhone storage.
How to check the storage on your iPhone, iPad, and iPod touch - Apple Support
Manage your iCloud storage - Apple Support
What's the difference between device storage and iCloud storage? - Apple Support