I am not able to purchase anything in appstore why
iPhone 12, iOS 14
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I suggest that you start with seeing if there are any issues on the Apple App Store end: System Status - Apple
If everything appears to be working, then see if any of the following articles can help:
- If you can't connect to the App Store, iTunes Store, or Apple services - Apple Support
- Payment methods you can use with your Apple ID - Apple Support
- Change, add, or remove your Apple ID payment methods - Apple Support
- If your payment method is declined in the App Store or iTunes Store - Apple Support